Scams - if it seems to good to be true, it probably is!
Be alert and protect yourself by watching out for the signs and not trusting appearances.
Online scams include email, internet and social media sites. The number of phishing or fake email scams is rising. You can also be scammed via cold calls from door-to-door salespeople or by uninvited mail, phone calls and texts.
To protect yourself, be informed and be on the alert for warning signs.
If you are not sure, get help from someone you trust or a community organisation. Phishing scams are emails or texts that pretend to be from banks or other financial institutions or government agencies. They urge you to click on links and enter your personal and financial details into fake websites that are set up to look like the real deal. Banks will never contact you by email to confirm personal or financial information. Alert your bank if you receive one of these emails or texts.
If things go wrong:
Cease all contact with the scammer. Often, if you are the victim of a scam you may be in denial. Once you've realised you are being scammed, stop all contact and avoid sending further payments.
Block the scammer if you have been scammed online. Don't reply to emails or letters that scammers have sent you.
Unfortunately, if you have been scammed, the chances of recovering your money are not good.