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      <title>Blog www.accounted4.co.nz</title>
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      <pubDate>Thu, 05 Nov 2026 07:57:49 +1300</pubDate>
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	         <title>Annual closedowns: how to communicate them to staff</title>
	         <link>http://www.accounted4.co.nz/blog/post/172159/annual-closedowns-how-to-communicate-them-to-staff/</link>
	         	         <description>“Q: What’s an annual closedown and, as a business owner and employer, what do I have to do?”Every year, your Kiwi small business can choose to have an &#039;annual closedown&#039; over a specified period. But what exactly do we mean by an annual closedown?“A: When you shut your business during a seasonal period, this is called an annual closedown.”This closedown is an agreed period when you can temporarily shut down all, or part, of your workplace and require your employees to stop work.Shutdown...</description>
	         <pubDate>Mon, 02 Nov 2026 16:11:22 +1300</pubDate>
	         <guid>http://www.accounted4.co.nz/blog/#post172159</guid>
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	         <title>Getting the financial basics right as a sole trader</title>
	         <link>http://www.accounted4.co.nz/blog/post/171962/getting-the-financial-basics-right-as-a-sole-trader/</link>
	         	         <description>Setting yourself up as a sole trader is a big step. Suddenly, you’re in charge of a self-employed business, with all the admin and financial management responsibilities that come with being a one-person venture. And if you’re new to the world of business, it can be a LOT to take in!But fear not. By following these seven simple steps, you can cover all the financial basics, while making sure you’re 100% compliant with the Inland Revenue Department’s (IRD) rules....</description>
	         <pubDate>Tue, 27 Oct 2026 13:18:01 +1300</pubDate>
	         <guid>http://www.accounted4.co.nz/blog/#post171962</guid>
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	         <title>How healthy is your payroll?</title>
	         <link>http://www.accounted4.co.nz/blog/post/171284/how-healthy-is-your-payroll/</link>
	         	         <description>Payroll can become complicated quickly. Manual timesheets, leave requests, spreadsheets, PAYE deadlines and changing employment requirements all add time, admin and potential risk.If you’re not completely confident your payroll processes are working as efficiently as they could be, our team can help....</description>
	         <pubDate>Tue, 06 Oct 2026 12:49:08 +1300</pubDate>
	         <guid>http://www.accounted4.co.nz/blog/#post171284</guid>
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	         <title>Funding your growth strategy: what lenders look for</title>
	         <link>http://www.accounted4.co.nz/blog/post/171283/funding-your-growth-strategy-what-lenders-look-for/</link>
	         	         <description>&quot;NZ small business sales grew by 3.9% year-on-year for the March 2026 quarter and 5.5% year-on-year for the month of March alone.&quot;How NZ small businesses are managing cash flow in 2026 by Xero Small Business InsightsEvidence of ongoing growth for New Zealand small businesses is a positive sign. However, to bring your growth strategy to life, your business could need access to additional funding. Funding provides the growth capital needed to bring your expansion to life. But for a loan applicatio...</description>
	         <pubDate>Tue, 06 Oct 2026 12:44:24 +1300</pubDate>
	         <guid>http://www.accounted4.co.nz/blog/#post171283</guid>
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	         <title>Managing rising fuel and fertiliser costs as a farming business</title>
	         <link>http://www.accounted4.co.nz/blog/post/171061/managing-rising-fuel-and-fertiliser-costs-as-a-farming-business/</link>
	         	         <description>Fuel and fertiliser costs are two key cash outflows within your farming business budget. But with the price of both fuel and fertiliser at extremely high levels, running your daily agricultural operations is becoming increasingly costly.To get your operational cashflow back under control, here&#039;s five key ways to mitigate these high prices and come up with innovative ways to reduce your outgoings.Switch to electric and alternative powerWith petrol and diesel costs so high, moving over to electric...</description>
	         <pubDate>Wed, 30 Sep 2026 12:19:11 +1300</pubDate>
	         <guid>http://www.accounted4.co.nz/blog/#post171061</guid>
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	         <title>4 key ways to improve your cash collection</title>
	         <link>http://www.accounted4.co.nz/blog/post/170544/4-key-ways-to-improve-your-cash-collection/</link>
	         	         <description>Late payment can have a significant impact on your cashflow position.NZ small businesses wait, on average, 24.1 days to be paid after issuing an invoice, according to the most recent Xero Small Business Insights from June 2026. And the average late payment was 4.7 days beyond agreed terms. That’s nearly a whole working week without receiving the payment you’re due....</description>
	         <pubDate>Mon, 21 Sep 2026 13:57:41 +1200</pubDate>
	         <guid>http://www.accounted4.co.nz/blog/#post170544</guid>
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	         <title>Featured Partner - NZPPA</title>
	         <link>http://www.accounted4.co.nz/blog/post/170029/featured-partner--nzppa/</link>
	         	         <description>Author: David Jenkins, NZPPA CEOA short guide for employers using an outsourced payroll providerOutsourcing payroll can give an employer access to specialist systems and processing support, but it does not transfer the employer&#039;s legal responsibilities. The employer must still make sure employees are paid correctly and that payroll information complies with current employment and tax law.A payroll provider can only process the information and instructions it receives. If the employer supplies an...</description>
	         <pubDate>Mon, 14 Sep 2026 08:08:09 +1200</pubDate>
	         <guid>http://www.accounted4.co.nz/blog/#post170029</guid>
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	         <title>In the Community</title>
	         <link>http://www.accounted4.co.nz/blog/post/169938/in-the-community/</link>
	         	         <description>There’s been plenty happening in our wider community lately, and we’ve been fortunate to get involved in a few different ways.From supporting the Cancer Society through Daffodil Day and keeping e-waste out of landfill, to welcoming Paralympian Danielle Aitchison into the office to share her inspiring story, it’s been a great reminder of the many ways we can contribute, connect and learn from those around us.Here’s a look at what we’ve been up to....</description>
	         <pubDate>Mon, 14 Sep 2026 00:00:00 +1200</pubDate>
	         <guid>http://www.accounted4.co.nz/blog/#post169938</guid>
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	         <title>In the Office</title>
	         <link>http://www.accounted4.co.nz/blog/post/169937/in-the-office/</link>
	         	         <description>There’s been plenty happening in and around the A4 office lately, with birthdays, big milestones, a new team member and a little Mid-Winter Christmas fun thrown into the mix!Here’s a look at what the team has been up to....</description>
	         <pubDate>Fri, 11 Sep 2026 08:05:45 +1200</pubDate>
	         <guid>http://www.accounted4.co.nz/blog/#post169937</guid>
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	         <title>Payroll Update - September</title>
	         <link>http://www.accounted4.co.nz/blog/post/169852/payroll-update--september/</link>
	         	         <description>After plenty of discussion, consultation and Parliamentary debate, the Employment Leave Bill has now become the Employment Leave Act 2026 and will come into force on&amp;nbsp;6 August 2028.The law has not changed yet!You must follow the current rules in the Holidays Act until the new law starts on 6 August 2028.So, what happens now?The next two years will be about getting ready for what is a significant change to the way leave is managed in New Zealand.Some of the key changes ahead include:Annual an...</description>
	         <pubDate>Wed, 09 Sep 2026 09:16:41 +1200</pubDate>
	         <guid>http://www.accounted4.co.nz/blog/#post169852</guid>
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